Marilyn Tavenner, president and CEO of America's Health Insurance Plan, pointed to what congressional action to repeal and replace the ACA should prioritize to minimize the impact on the insurance industry.
Tavenner believes that the removal of the individual mandate will most likely be included in any repeal plan but recommends establishing incentives like penalties for late enrollment and waiting periods to "avoid high premiums and fewer choices for everyone."
Among the other recommendations AHIP has for a repeal-and-replace were: Funding transition programs, getting rid of ACA taxes on insurers, and "implementing effective verification of individuals’ eligibility" prior to enrollment.
It's been made clear that ACA repeal is one of the first priorities when President-elect Donald Trump takes the Oval Office. In fact, Senate Majority Leader Mitch McConnell said this week that it is Priority No. 1 when they return on January 3, 2017.
"The individual insurance market was a challenge before the ACA and continues to be one today," Tavenner wrote. "Whether citizens are covered through their employer or on their own, through Medicare or Medicaid, our commitment is to find solutions that deliver short-term stability and long-term improvement. Both are essential if repeal and replace is going to work."