Dive Brief:
- Enrollees in marketplace plans have similar experiences as those enrolled in employer-based health plans, according to Health Reform Monitoring Survey data, which was funded by the Urban Institute and the Robert Wood Johnson Foundation.
- "When it comes to being able to see a doctor, or having unmet healthcare needs and problems paying medical bills, the responses of people with marketplace coverage and insurance from their job are nearly identical," the researchers said.
- The responses indicate that despite remaining concerns about affordability, those covered under the ACA are much more likely to get the care they need than the uninsured.
Dive Insight:
The report highlights that those with Medicaid, ACA coverage, and employer-based coverage were about equally likely to have undergone a routine check-up during the past 12 months. More than two-thirds of adults under each of those coverage categories said they'd had a check-up, compared to about 40% of the uninsured.
In addition, they noted low and moderate-income adults with ACA plans were no more likely to report dissatisfaction with their premiums, issues with paying their medical bills, or problems with high out-of-pocket costs, than those with employer-based plans.
There were some negative differences, however, with the low and moderate-income adults under ACA plans being less satisfied with their provider choices and the protection their plans provide against high medical bills.